Question 1

How do I search for a property on PropertyPoint?

Accepted Answer

Choose Buy, Rent or Projects, then pick Homes, Plots or Commercial. Select a city, type a housing scheme or area (for example DHA Phase 6 or Gulberg), then set the property type, price, size and bedrooms and press Find. You can refine the results further on the search page.

Question 2

What documents should I check before buying a house?

Accepted Answer

Ask for the ownership documents — the registered sale deed (registry), the fard (record of rights) or, in a housing society, the allotment or transfer letter — plus the latest tax and utility receipts and any NOC the society requires. Have a lawyer verify them with the relevant registry or society office before you pay a token amount.

Question 3

What is a fard and why does it matter?

Accepted Answer

A fard is an extract from the land revenue record showing who is recorded as the owner of a property. It is one of the main documents used to confirm ownership, together with the registry and the mutation (intiqal) record.

Question 4

What is intiqal (mutation)?

Accepted Answer

Intiqal is the entry that records a change of ownership in the revenue record after a sale, inheritance or gift. A completed sale is normally followed by mutation so the buyer's name appears in the official record.

Question 5

Should I pay a token amount, and is it refundable?

Accepted Answer

A token (bayana) shows you are serious and usually secures the property for an agreed period. Put the amount, the deadline and the conditions under which it is refundable in a written, signed agreement, and pay by bank transfer or cheque so there is a record.

Question 6

Is it safe to pay in cash?

Accepted Answer

Avoid large cash payments. Bank transfers, pay orders or cheques create a record of the payment, which protects both buyer and seller and is usually needed for the transfer and tax paperwork.

Question 7

How long does a property transfer take?

Accepted Answer

It depends on the city, the type of property and how quickly each party supplies documents and payments. A clear, registered property can transfer much faster than one with missing documents or pending mutation, so ask your lawyer for a realistic timeline.

Question 8

Can overseas Pakistanis buy property remotely?

Accepted Answer

Many overseas Pakistanis buy through a trusted representative holding a power of attorney, or by visiting for the signing. Use a lawyer you trust, verify every document independently and avoid sending money before the ownership checks are done.

Question 9

What is a marla and a kanal?

Accepted Answer

Marla and kanal are traditional land measures. A kanal is 20 marla. A marla is about 272.25 square feet in the revenue record, although some housing societies sell a 225 square foot marla — so always confirm which marla a seller means and compare the size in square feet or square yards.

Question 10

How do I convert marla and kanal to square feet?

Accepted Answer

Using the 272.25 sq ft marla, 1 marla is about 272 sq ft (30.25 sq yd) and 1 kanal is about 5,445 sq ft. With a 225 sq ft marla, a kanal is 4,500 sq ft. PropertyPoint stores every size in square feet as well, so filters work across units.

Question 11

What is the difference between a plot, a file and a form?

Accepted Answer

A plot is a specific, identified piece of land. A file or form is usually a booking or application in a scheme, giving you a claim to a future plot rather than the plot itself. Confirm the scheme is approved and ask what rights you actually hold before paying.

Question 12

How do I know a housing society is approved?

Accepted Answer

Check with the relevant development or regulatory authority for your city or province that the scheme is approved and has the required NOCs, and confirm the layout plan matches what is being sold. Do not rely on advertising alone.

Question 13

What is an allotment letter?

Accepted Answer

An allotment letter is issued by a society or authority to confirm that a plot has been allotted to a named person. It is not the same as a registered sale deed, so ask what the society's transfer process is and what fees apply.

Question 14

What does possession mean?

Accepted Answer

Possession means you can physically take over the property or plot. Listings show whether a property is ready for possession, under construction or off-plan, because paying for something that is not ready carries more risk.

Question 15

What is a corner or park-facing plot and does it cost more?

Accepted Answer

A corner plot has road access on two sides, and a park-facing plot looks onto a park. Both are usually priced at a premium by the society or the market, so check whether a quoted price already includes it.

Question 16

How do I list my property?

Accepted Answer

Create an account, choose Join as an owner or agent and add your listing with photos, price, size, location and your phone or WhatsApp number. Individual owners can list one property for free; estate agents advertise under a yearly package, and the Basic package is free for up to 5 listings.

Question 17

How should I price my property?

Accepted Answer

Look at recent asking prices for similar properties in the same housing scheme, phase and block, adjust for size, condition and corner or park-facing premiums, and be ready to negotiate. Overpriced listings tend to get fewer enquiries.

Question 18

What photos and details attract buyers?

Accepted Answer

Clear daytime photos of every room and the exterior, an accurate size in marla or kanal, the exact scheme and block, the utilities available and a short, honest description. Listings with complete details and a WhatsApp number get more enquiries.

Question 19

How do I deal with serious buyers?

Accepted Answer

Meet at the property or a public place, never accept cheques or promises for the full amount before transfer, and have your documents ready. Complete the sale agreement and payment through the bank and finish the transfer formally.

Question 20

Can I mark my price as negotiable?

Accepted Answer

Yes. Tick "price negotiable" on your listing so buyers know you will consider offers.

Question 21

What do I need to rent a property?

Accepted Answer

Usually a copy of your CNIC, a few details about who will live there and your occupation, and the advance and security deposit. The landlord may also ask for a reference or a guarantor.

Question 22

What is advance rent and a security deposit?

Accepted Answer

Advance rent is rent paid up front, often one or more months. A security deposit is held by the landlord and returned at the end of the tenancy, less any unpaid rent, bills or damage. There is no single legal cap, so agree the amounts in writing.

Question 23

Why do I need a rent agreement?

Accepted Answer

A written rent agreement on stamp paper, signed by both parties and witnesses, records the rent, advance, deposit, term, notice period and who pays the utility bills. It protects both sides if there is a dispute.

Question 24

What is police tenant verification?

Accepted Answer

In many Pakistani cities landlords are expected to register their tenants with the local police, usually by submitting the tenant's details and CNIC copy. Check what your city requires and complete it at the start of the tenancy.

Question 25

Who pays the utility bills and maintenance?

Accepted Answer

It depends on the agreement. The listing shows whether bills or maintenance are included in the rent. If they are not, the tenant normally pays electricity, gas, water and internet, and clears any outstanding bills when leaving.

Question 26

How much can a landlord increase the rent?

Accepted Answer

Rent increases are usually set in the rent agreement as an annual percentage. Agree the increment and notice period in writing at the start so there are no surprises at renewal.

Question 27

How do I find a reliable tenant?

Accepted Answer

Ask for a CNIC copy and occupation details, speak to a reference, meet the people who will live there and complete the police tenant verification. PropertyPoint also offers a tenant verification service through the services hub.

Question 28

How much security deposit and advance should I ask for?

Accepted Answer

There is no statutory scheme or cap, so it is a matter of agreement; one to three months' rent as security plus advance rent is common. Whatever you agree, write it into the rent agreement and give a receipt.

Question 29

Do I have to use stamp paper for the rent agreement?

Accepted Answer

A written agreement on stamp paper (or an e-stamp, depending on your province) is the standard practice and is what you will need if the agreement is ever relied on in a dispute. A local lawyer can advise on the stamp duty payable.

Question 30

Can PropertyPoint help manage my property?

Accepted Answer

Yes. The services hub lists property management providers who can handle rent collection, upkeep and tenant matters for owners, including overseas Pakistanis.

Question 31

What are the tenant preferences on a listing?

Accepted Answer

You can state who the property is suitable for — anyone, families, bachelors or companies. Keep descriptions respectful; ads that discriminate on religion, sect or disability are not allowed.

Question 32

How do I register as an agent?

Accepted Answer

Create an agent account, then submit your CNIC and card images, and your agency details under Account → Verification. You can also add an NTN, an SECP registration and any regulator licence you hold. An admin reviews the submission, and your listings can go live once you are approved.

Question 33

What does a verified badge mean?

Accepted Answer

It means an admin has checked the CNIC and the details the advertiser submitted. It is not a guarantee about any individual transaction, so buyers and renters should still verify documents themselves.

Question 34

What commission do agents charge?

Accepted Answer

Commission is agreed between the parties and varies by city and property type; a percentage of the price on a sale, or a share of one month's rent on a letting, is common. Agree the rate, who pays and what it covers in writing before instructing an agent.

Question 35

How do agent packages work?

Accepted Answer

Agent packages are yearly and depend on how many live listings you need: Basic (up to 5, free), Silver (6–10), Gold (11–25), Platinum (26–50) and Supreme (51 or more). Gold and above include a branded landing page. You can upgrade at any time and pay only the difference. See the Pricing page for prices.

Question 36

How are property agents regulated in Pakistan?

Accepted Answer

Real-estate regulation is developing and differs by province and city, with regulatory authorities in some jurisdictions. PropertyPoint verifies agents at registration, and you can report a problem to us as well as to the relevant authority or consumer-protection forum.

Question 37

Can I show my listings on my own website?

Accepted Answer

Yes. Agents on eligible packages get a branded landing page, and can connect their own domain, showing their live PropertyPoint listings.

Question 38

What services can I get quotes for?

Accepted Answer

The services hub covers property lawyers and transfer help, home-finance advisers, document verification, movers, construction, interior design, home maintenance, insurance, tenant verification and property management. Choose a service, enter your city and area, and matching providers contact you.

Question 39

What should I check before hiring a contractor?

Accepted Answer

Ask for references and photos of past work, agree the scope, materials and payment stages in writing, and pay in instalments against completed work rather than fully in advance. Keep receipts for everything.

Question 40

What can I do if work is defective?

Accepted Answer

Raise the problem in writing, give the contractor a fair chance to fix it and keep photos, the agreement and payment receipts. If it is not resolved you can pursue the matter through the consumer-protection or civil forum available in your province.

Question 41

How do service providers get leads?

Accepted Answer

Providers register, choose their services and the cities they cover, and buy matched leads using prepaid credits. There is no monthly contract.

Question 42

What are the costs of buying a property in Pakistan?

Accepted Answer

Expect government charges on the transfer — stamp duty, capital value tax, registration fee and applicable withholding taxes — plus any society transfer or membership fee and agent or lawyer charges. Rates differ by province and property value and change with budgets, so ask for a written breakdown.

Question 43

Who pays the taxes in a property sale?

Accepted Answer

Some taxes fall on the seller and some on the buyer, and who pays which can differ by tax and by what the agreement says. Confirm the split with a lawyer or tax adviser before you sign.

Question 44

Do I pay tax on rental income?

Accepted Answer

Rental income is generally taxable, and there may also be a property tax payable by the owner. A tax adviser can explain how it applies to you and which filings are needed.

Question 45

Is there tax on selling a property?

Accepted Answer

Selling a property can attract taxes such as withholding tax and, depending on how long you held it, tax on the gain. Rules change often, so check the current position with a tax adviser.

Question 46

Does PropertyPoint charge buyers or renters?

Accepted Answer

No. Searching, saving properties and contacting advertisers is free. Estate agents choose a yearly package (Basic is free) and can buy optional featured placement; individual owners list one property free.

Question 47

How do I contact an advertiser?

Accepted Answer

Open a listing and use the call or WhatsApp button, or send an enquiry through the form. Mention the listing reference so they can find the property quickly.

Question 48

How do I save a property or a search?

Accepted Answer

Tap the heart on any listing to save it, and use "Save this search" on the results page to get email alerts when new matching properties are listed.

Question 49

What does a featured listing do?

Accepted Answer

Featured listings are shown higher in search results for 30 days. Owners and agents can add it to a live listing.

Question 50

What is a "Project" listing?

Accepted Answer

A project is a new development or housing scheme from a developer or society, usually with an installment plan and a possession date. Use the Projects tab on the home page to browse them.

Question 51

Which cities are covered?

Accepted Answer

PropertyPoint covers Pakistan's major cities including Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar and Quetta, with more being added.

Question 52

How do I report a listing or an advertiser?

Accepted Answer

Contact us through the Contact page with the listing reference and what is wrong. We review reports and can suspend a listing or an account.

Question 53

How do I avoid property fraud?

Accepted Answer

Verify ownership documents at the registry or society office, deal with the registered owner or a verified agent, never pay the full amount before transfer, and be wary of prices that look too good to be true or pressure to pay quickly.

Question 54

Should I pay a booking amount to someone I have not met?

Accepted Answer

No. Meet in person, view the property and check the documents first. Never send money to an unknown person or to a personal account you cannot verify.

Question 55

How does PropertyPoint use my personal information?

Accepted Answer

We use your details to run your account, show your listings, send enquiries to advertisers and send the alerts you ask for. Read the Privacy page for details, including how to ask for a copy of your data or to delete your account.

Question 56

Is my CNIC safe?

Accepted Answer

Your CNIC number is stored encrypted, only the last digit and first five digits are ever shown back to you, and the card images are used only for verification by our team.

Question 57

How do I delete my account?

Accepted Answer

Go to Account → Privacy and choose delete. Your account and associated data are removed, and your listings are taken down.